Smarter Banking: Make Your Business Financially Efficient

Back to Smarter Banking: Commercial Digital Banking Solutions

Efficiency matters and that’s what we can help provide. Our comprehensive suite of digital solutions can in managing your business cash flow, trade and liquidity so you can improve business productivity and financial efficiency.

Release Your Cash Trapped In Sales Cycle

An innovative working capital solution, HSBC Receivables Financing (RF) solution gives you access to cash from your receivables as soon as you invoice your customers, so you don’t have to wait weeks or months for your payments to arrive. With this alternate financing source, HSBC RF solution helps you improve your business cash flow and supports your growth ambitions.

Manage overall liquidity and cash positions

Manage Overall Liquidity Positions

To aid your making effective investment and funding decisions, you can access to the Liquidity Management Dashboard that shows your overall liquidity and cash positions from current accounts to notice account and term deposits. This dashboard can be fully personalised to match your company’s unique hierarchy of entities giving you a consolidated view of available current balances.

Redeploy Your Surplus Cash

Maximise your surplus funds with our term deposit that is available on multiple currencies

Smarter Way To Manage FX

Tapping into our global liquidity network, you can manage your FX smarter with HSBC Evolve and gain:

  • Access to competitive pricing in more than 460 currency pairs
  • A simple interface with intuitive navigation and a customisable canvas and blotter
  • Accessibility to the platform from any location using a single login
  • A real-time view of two-way pricing for SPOT and Forward
  • Real-time on-screen trade affirmations and transaction history

Start your digital journey


Download our Smart Banking brochure to learn more

Find out more about Smarter banking

Simplify Your Everyday

With all your banking done in a one platform, you can simplify your everyday and focus on what matters. Experience true convenience from approving payments on-the-go to having real-time visibility of your finances, all in one place.

Unlock Your Growth Potential

As your business expands, we can cater to your growth needs with our digital solutions. We bring you innovative and award-winning digital solutions to help you stay ahead of the curve. So for businesses looking for a partner to drive their business further, we can always help.

Client Stories

The world has changed how business is done. At HSBC, we understand that and have been helping businesses in their digital transformation journey so they can improve productivity and unlock new ways to grow.

Woman accessing HSBC Business Banking Account Opening Help Desk on her desktop computer

Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.